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  #441  
Old Posted May 8, 2019, 2:05 PM
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Geckos_Rule Geckos_Rule is offline
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Originally Posted by The ATX View Post
Habitat for Humanity condo building on the Eastside. Condos starting at $125K


https://www.bizjournals.com/austin/news/...itat-for-humanitys-plan-for-50-plus.html
I assume because of habitat for humanity being involved, these will be income restricted, etc.?
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  #442  
Old Posted May 8, 2019, 2:41 PM
zrx299 zrx299 is offline
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I assume because of habitat for humanity being involved, these will be income restricted, etc.?
Tenant income restrictions only serve to restrict someone's income/class *mobility*...

"No I can't take that new job/promotion. I'll make too much money and lose my housing benefits. Then I'll have to be subject to market forces like everyone else and probably have to leave downtown. I'd rather just coast through life with as little responsibility as possible and let others shoulder the burden of my COL and life choices."
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  #443  
Old Posted May 11, 2019, 3:51 AM
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Originally Posted by Geckos_Rule View Post
I assume because of habitat for humanity being involved, these will be income restricted, etc.?
Yes. Plan at the moment is 100% "Big A" income restricted Affordable for-sale homes.
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  #444  
Old Posted May 11, 2019, 3:57 AM
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Originally Posted by zrx299 View Post
Tenant income restrictions only serve to restrict someone's income/class *mobility*...

"No I can't take that new job/promotion. I'll make too much money and lose my housing benefits. Then I'll have to be subject to market forces like everyone else and probably have to leave downtown. I'd rather just coast through life with as little responsibility as possible and let others shoulder the burden of my COL and life choices."
This seems a fairly harsh sentiment. I can't speak for Affordable rental homes in the area but the home owners in this development will only qualify pre-purchase. Now that they have stable, safe, Affordable shelter within walking distance to thousands of jobs they are in a position to do better for themselves than they may have had they remained housing cost burdened or displaced from the community entirely.
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  #445  
Old Posted May 11, 2019, 4:35 AM
zrx299 zrx299 is offline
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Originally Posted by 427MM View Post
This seems a fairly harsh sentiment. I can't speak for Affordable rental homes in the area but the home owners in this development will only qualify pre-purchase. Now that they have stable, safe, Affordable shelter within walking distance to thousands of jobs they are in a position to do better for themselves than they may have had they remained housing cost burdened or displaced from the community entirely.
The world is a harsh place. It's not all rainbows and puppy farts.
Why aren't you and I eligible for cheap housing? Because we go to work and make too much money?

We'd all love cheap housing close to our jobs, or close to other employment centers.

If they're going to be in a position to do better for themselves, then they are likely going to be making more money than before. Hence my issue with "income restricted" housing. At what point do they stop bettering themselves because they will hit the threshold of what's considered "low income" and lose their cheap housing benefits?

That very scenario happens all the time across the country, and is the exact thing that restricts income mobility. That and access to quality education.
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  #446  
Old Posted May 11, 2019, 5:04 AM
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Originally Posted by zrx299 View Post
The world is a harsh place. It's not all rainbows and puppy farts.
Why aren't you and I eligible for cheap housing? Because we go to work and make too much money?

We'd all love cheap housing close to our jobs, or close to other employment centers.

If they're going to be in a position to do better for themselves, then they are likely going to be making more money than before. Hence my issue with "income restricted" housing. At what point do they stop bettering themselves because they will hit the threshold of what's considered "low income" and lose their cheap housing benefits?

That very scenario happens all the time across the country, and is the exact thing that restricts income mobility. That and access to quality education.
You sound like a typical Conservative that basically thinks everyone is on their own, no social programs of any kind. Theres several flaws with that sort of thinking but since I only want to discuss one, I won't bother to get into the others.

You're right, the world is a harsh place, but you're assuming that everyone is on the same level when they begin their lives. Not everyone is born into a decent life with decent financial situations. Many people go to work (as you put it) sometimes two jobs and they still can't afford to live in an apartment or home. Some people have medical issues which could keep them from working. There's other reasons as well but to make this as short as possible, I'll only site those two. As far as at what point is the demarcation between low-income to lower middle/middle, well personally, I feel that should depend on individual situation as opposed to an across the board hard number, but I know that won't happen anytime soon if ever. I do think there are problems with how the system works but at the same time, I'm glad there is at least some effort to create affordable housing.
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  #447  
Old Posted May 11, 2019, 6:37 AM
wwmiv wwmiv is offline
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You sound like a typical Conservative that basically thinks everyone is on their own, no social programs of any kind. Theres several flaws with that sort of thinking but since I only want to discuss one, I won't bother to get into the others.

You're right, the world is a harsh place, but you're assuming that everyone is on the same level when they begin their lives. Not everyone is born into a decent life with decent financial situations. Many people go to work (as you put it) sometimes two jobs and they still can't afford to live in an apartment or home. Some people have medical issues which could keep them from working. There's other reasons as well but to make this as short as possible, I'll only site those two. As far as at what point is the demarcation between low-income to lower middle/middle, well personally, I feel that should depend on individual situation as opposed to an across the board hard number, but I know that won't happen anytime soon if ever. I do think there are problems with how the system works but at the same time, I'm glad there is at least some effort to create affordable housing.
An anecdote in support of the notion that conservatives cannot empathize with the outcomes of the real world, which are oftentimes outside of our control.

I was born with almost every advantage in life that I could possibly have. Yes, I might be gay, but my family accepted and embraced me from a young age, I benefit from the color of my skin (I'm white), I come from a very wealthy and well connected family, I never had to want for food, clothing, shelter, I got a great education that was paid for. My family is no longer the bastion of stability it once was, and many of them have turned in to drug addicts or worse. My support system has for the most part vanished because of choices others in my life made for themselves.

I earned an undergraduate and a masters and then went to go get my Ph.D., but during that time I was targeted by a man in South Carolina who was deliberately infecting people with HIV. I got other chronic medical conditions from the same gentleman, as well. Yes, it was my choice to sleep with him, but I could not see him for what he really was. He was so smoothly playing me because he was so angry at the world for his own infection that he made it his mission to infect every gay man who expressed romantic interest in him. And the saddest part is that I had feelings for him, the first person who had ever seemingly shown me reciprocated romantic interest. Yet... it was all a lie.

I stepped into new a world that, for the first time, for me had no support system and I no longer knew how to support myself so that I could emerge from my chronic depression. I had to drop out, despite being the department's top graduate student in my year with multiple competitive grants and fellowships with straight As, the depression was too much for me to handle in the isolating environment of a Ph.D. program. I would have never recovered and would have committed suicide eventually had I stayed. And you know what? I'm glad I left, knowing that the semester after I left two other graduate students at USC, one of whom was someone that I had taught, committed suicide.

I was, and still am, on daily doses of a number of medications with side effects that seem to affect me more than they do others. One of the multiple HIV medications I've been on is now the target of a class action lawsuit because the manufacturer, Gilead, held off on bringing a replacement drug to the market despite knowing that Stribild had debilitating irreversible side effects on bone density and liver function which they had chosen not to disclose that the replacement (Genvoya) did not have just so that they could prolong their profits on the back of a captive market largely without political or economic power. (HIV affects a mostly minority LGBT population and the women who sleep with gay men on the "down low" in the United States).

Because of my decreased bone density, I suffer daily which makes it difficult to find and keep the only work I can find - serving and bartending - where physical tasks are routine. Because of my decreased bone density, my teeth are decaying in front of my eyes, which requires routine dental work. Unfortunately, the old adage about Ph.D. student drop-outs being baristas, servers, and bartenders is true, but why? Because we spend our entire lives networking and training for one purpose and once that purpose is unattainable to us, our skillsets are very difficult to leverage into a well paying job in the private market.

And we don't have the ability to just go off and teach public school, because of state requirements on teachers that are not present on college educators that we never fulfilled. I'd have to go back to school just to get those requirements and certifications, but exactly when am I going to find the time to do that while I'm juggling multiple jobs, getting constant dental work, having government mandated managed healthcare taking up multiple doctors visits a month, case management visits that take up way too much time just to re-certify for a government (mis)managed program to provide me HIV medication because I currently can't afford it on my own (but can't find a way to get into a job that will work with my time constraints that pays me enough for me to even be able to get off the government's tit), mental health care visits once or twice weekly, the extra sleep I need because of all the medications I'm on, and always wondering if I'm gonna get the time off to do all these things so that I can stay on my meds and when I don't maybe I'll get fired but can't actually do anything about it because the government doesn't actually take seriously EEOC, workplace discrimination, or otherwise enforce any kind of fairness in the workplace, not to mention the constant depression and anxiety feeling like I have zero friends anymore, no family that is healthy to be around, and like I'm going to die alone because I'm unattractive and undesirable because of my health?

All because some guy I liked was playing me, deliberately trying to infect me with HIV, and succeeded at it.

And then I finally find somebody else who accepts me for who I am. Except he ended up being abusive and putting me in the hospital for three weeks after kicking me in the stomach and giving me a hiatal hernia. I tried to leave, I tried to kick him out, I tried to change him and to change myself to make him less irrationally angry at me. In the end, he cost me my job because of lost time and him coming around to the restaurant, he cost me my lease because the neighbors made noise complaints every time I couldn't get him to calm down in his fits of rage, and after I got out of the hospital I ended up homeless bouncing around on couches and sleeping in my car. What exactly was I supposed to do differently? I tried lifting myself up by my bootstraps, but I failed.

Conservatives like to say that they alone know how the world works and that its tough out here for a pimp, and we liberals should all just man up and get used to it. But that isn't actually true. The difference between liberals and conservatives is not who knows that the world is tough. The difference between liberals and conservatives is that conservatives think the world is tough and it should be up to each person to lift themselves up regardless of their background and current circumstances, to damned if they actually have the tools necessary to do that heavy lifting, while liberals understand that it takes a village to collectively lift all of us up together without leaving anyone behind. It isn't about one group knowing more about the world than the other, but about one group having a fundamentally different strategy about how to face that world.

Yes, personal responsibility should matter, but I have done my best to be responsible. I made every decision in the moment the best I knew how, and the outcomes still weren't ideal, because often the options I had presented to me were all bad options. Many, many people are facing even worse than what I had, and are we just supposed to expect them to rise up on their own?

So, zrx299, exactly what am I supposed to do? Should I just go magically find a job that pays me more so that I can afford to live and will be willing to work with the fact that I can, at most, work 30 hours a week?
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Houston: 2.4m (+3.9%) + MSA suburbs: 5.4m (+12%) + CSA exurbs: 200k (+5%)
Dallas: 1.3m (+2%) / FtW: 1.0m (+10%) + suburbs: 6.4m (9%) + exurbs: 566k (+9%)
San Antonio: 1.5m (+6%) + MSA suburbs: 1.2m (+10%) + CSA exurbs: 82k (+3%)
Austin: 994k (+3%) + MSA suburbs: 1.6m (+18%)
Texas (whole): 31.29m (+7%) / Texas (balance): 8.6m (+3%)
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  #448  
Old Posted May 11, 2019, 3:48 PM
zrx299 zrx299 is offline
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Originally Posted by wwmiv View Post
The difference between liberals and conservatives is that conservatives think the world is tough and it should be up to each person to lift themselves up regardless of their background and current circumstances, to damned if they actually have the tools necessary to do that heavy lifting, while liberals understand that it takes a village to collectively lift all of us up together without leaving anyone behind.
As much as I wish the choices you made in your life would have turned out differently for you, I don't think it's the village's responsibility to solve all of your problems for you.

I recently had a failed business that for a variety of reasons, including my own risk-taking and decision making, has left me with almost $100k of debt to pay off as a 30-something adult. Should I shift that burden to the "village" too? Let others pay for my choices? Or should I dig deep, get back in the workforce with a good paying job and get myself out of the situation I created? Guess which one I'm doing.

Quote:
So, zrx299, exactly what am I supposed to do? Should I just go magically find a job that pays me more so that I can afford to live and will be willing to work with the fact that I can, at most, work 30 hours a week?
If you were on a PhD track, then you're obviously a smart guy. I find it incredibly difficult to believe that the only employment options you have are bartending type jobs. You said so yourself that physically demanding jobs are not a good fit, given your situation. How physically demanding is an office job? I get targeted ads all the time talking about boot camp classes for coding and other technology-related jobs. No experience necessary! Some of those I've seen are make your own hours, or come with flex time! And that's just one example.

Go on Reddit and search for anything. Literally, anything. There are countless people out there who want to help lift others up, whether it's job info, life coaching, advice, reviews, etc, etc, etc. Maybe join a support group with others who have shared the same unfortunate experiences. Go to MeetUps.

The only people who are alone in this world are the people who choose to be alone.

And go ahead and get a new grill while you're at it. Get some fake Hollywood teeth. There's zero shame in that. Hell, they'll look better than 90% of the populations' teeth! That alone might give you your confidence back. Then find a good lawyer and take on Gilead. Who knows, you might end up with a hefty payday down the road!

Cheer up, man! Grab the bull of life by the f***ing horns!!

Last edited by zrx299; May 11, 2019 at 4:39 PM.
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  #449  
Old Posted May 11, 2019, 9:18 PM
MichaelB MichaelB is offline
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Originally Posted by wwmiv View Post
An anecdote in support of the notion that conservatives cannot empathize with the outcomes of the real world, which are oftentimes outside of our control.

I was born with almost every advantage in life that I could possibly have. Yes, I might be gay, but my family accepted and embraced me from a young age, I benefit from the color of my skin (I'm white), I come from a very wealthy and well connected family, I never had to want for food, clothing, shelter, I got a great education that was paid for. My family is no longer the bastion of stability it once was, and many of them have turned in to drug addicts or worse. My support system has for the most part vanished because of choices others in my life made for themselves.

I earned an undergraduate and a masters and then went to go get my Ph.D., but during that time I was targeted by a man in South Carolina who was deliberately infecting people with HIV. I got other chronic medical conditions from the same gentleman, as well. Yes, it was my choice to sleep with him, but I could not see him for what he really was. He was so smoothly playing me because he was so angry at the world for his own infection that he made it his mission to infect every gay man who expressed romantic interest in him. And the saddest part is that I had feelings for him, the first person who had ever seemingly shown me reciprocated romantic interest. Yet... it was all a lie.

I stepped into new a world that, for the first time, for me had no support system and I no longer knew how to support myself so that I could emerge from my chronic depression. I had to drop out, despite being the department's top graduate student in my year with multiple competitive grants and fellowships with straight As, the depression was too much for me to handle in the isolating environment of a Ph.D. program. I would have never recovered and would have committed suicide eventually had I stayed. And you know what? I'm glad I left, knowing that the semester after I left two other graduate students at USC, one of whom was someone that I had taught, committed suicide.

I was, and still am, on daily doses of a number of medications with side effects that seem to affect me more than they do others. One of the multiple HIV medications I've been on is now the target of a class action lawsuit because the manufacturer, Gilead, held off on bringing a replacement drug to the market despite knowing that Stribild had debilitating irreversible side effects on bone density and liver function which they had chosen not to disclose that the replacement (Genvoya) did not have just so that they could prolong their profits on the back of a captive market largely without political or economic power. (HIV affects a mostly minority LGBT population and the women who sleep with gay men on the "down low" in the United States).

Because of my decreased bone density, I suffer daily which makes it difficult to find and keep the only work I can find - serving and bartending - where physical tasks are routine. Because of my decreased bone density, my teeth are decaying in front of my eyes, which requires routine dental work. Unfortunately, the old adage about Ph.D. student drop-outs being baristas, servers, and bartenders is true, but why? Because we spend our entire lives networking and training for one purpose and once that purpose is unattainable to us, our skillsets are very difficult to leverage into a well paying job in the private market.

And we don't have the ability to just go off and teach public school, because of state requirements on teachers that are not present on college educators that we never fulfilled. I'd have to go back to school just to get those requirements and certifications, but exactly when am I going to find the time to do that while I'm juggling multiple jobs, getting constant dental work, having government mandated managed healthcare taking up multiple doctors visits a month, case management visits that take up way too much time just to re-certify for a government (mis)managed program to provide me HIV medication because I currently can't afford it on my own (but can't find a way to get into a job that will work with my time constraints that pays me enough for me to even be able to get off the government's tit), mental health care visits once or twice weekly, the extra sleep I need because of all the medications I'm on, and always wondering if I'm gonna get the time off to do all these things so that I can stay on my meds and when I don't maybe I'll get fired but can't actually do anything about it because the government doesn't actually take seriously EEOC, workplace discrimination, or otherwise enforce any kind of fairness in the workplace, not to mention the constant depression and anxiety feeling like I have zero friends anymore, no family that is healthy to be around, and like I'm going to die alone because I'm unattractive and undesirable because of my health?

All because some guy I liked was playing me, deliberately trying to infect me with HIV, and succeeded at it.

And then I finally find somebody else who accepts me for who I am. Except he ended up being abusive and putting me in the hospital for three weeks after kicking me in the stomach and giving me a hiatal hernia. I tried to leave, I tried to kick him out, I tried to change him and to change myself to make him less irrationally angry at me. In the end, he cost me my job because of lost time and him coming around to the restaurant, he cost me my lease because the neighbors made noise complaints every time I couldn't get him to calm down in his fits of rage, and after I got out of the hospital I ended up homeless bouncing around on couches and sleeping in my car. What exactly was I supposed to do differently? I tried lifting myself up by my bootstraps, but I failed.

Conservatives like to say that they alone know how the world works and that its tough out here for a pimp, and we liberals should all just man up and get used to it. But that isn't actually true. The difference between liberals and conservatives is not who knows that the world is tough. The difference between liberals and conservatives is that conservatives think the world is tough and it should be up to each person to lift themselves up regardless of their background and current circumstances, to damned if they actually have the tools necessary to do that heavy lifting, while liberals understand that it takes a village to collectively lift all of us up together without leaving anyone behind. It isn't about one group knowing more about the world than the other, but about one group having a fundamentally different strategy about how to face that world.

Yes, personal responsibility should matter, but I have done my best to be responsible. I made every decision in the moment the best I knew how, and the outcomes still weren't ideal, because often the options I had presented to me were all bad options. Many, many people are facing even worse than what I had, and are we just supposed to expect them to rise up on their own?

So, zrx299, exactly what am I supposed to do? Should I just go magically find a job that pays me more so that I can afford to live and will be willing to work with the fact that I can, at most, work 30 hours a week?
I really appreciate you putting your story out there. It is important. Thank you. Yes, it takes a compassionate world and compassionate good people.
Thank goodness for folks like Habitat that understand that. Thank goodness for the other people and other organizations in town that understand we all need help at some point. I know the world dose not operate the same for all and those who can are obligated to give back. ( only my opinion)
Most do.
Some don't. Their loss.

Thank you again for putting your story out here. It is important.
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  #450  
Old Posted May 11, 2019, 9:46 PM
wwmiv wwmiv is offline
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Originally Posted by zrx299 View Post
As much as I wish the choices you made in your life would have turned out differently for you, I don't think it's the village's responsibility to solve all of your problems for you.
I made the best choices available to me at the time. Really, though, it comes down to this question:

Does uplifting others end up helping everyone or are we so disconnected from each other than it doesn't matter to uplift everyone?

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Originally Posted by zrx299 View Post
I recently had a failed business that for a variety of reasons, including my own risk-taking and decision making, has left me with almost $100k of debt to pay off as a 30-something adult. Should I shift that burden to the "village" too? Let others pay for my choices? Or should I dig deep, get back in the workforce with a good paying job and get myself out of the situation I created? Guess which one I'm doing.
Expanding on my point above, if you are a business owner of a business that doesn't sell luxury goods: does making sure that everyone has a decent income via a living wage tied to inflation not matter to your business, does it help it, or does it hurt it?

Yes, you might have to pay your employees more, but you'll also be ensuring that everyone in society has the means to shop at your business thereby guaranteeing (if you're selling something people want to buy, of course) a healthy profit. Perhaps if you changed your outlook on what is the proper role of government in collection action, your business would not have failed.

Clearly you have skills, however, that allowed you to easily get back into the workforce quickly so that you could support yourself. Others do not have the same luxury. The old adage about giving a man a fish and feeding him for a day versus teaching him how to fish and feeding him for a lifetime applies here. Nobody, not even liberals, wants to just give people fish. Liberals want to use the government to teach people how to fish whose parents and family did not have the tools to teach them how to fish when they were younger so that we as a society don't have waste our money giving people free handouts later. Simply put: it's cheaper to use the government to teach people how to fish than give people fish when there is no other option left.

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Originally Posted by zrx299 View Post
If you were on a PhD track, then you're obviously a smart guy. I find it incredibly difficult to believe that the only employment options you have are bartending type jobs. You said so yourself that physically demanding jobs are not a good fit, given your situation. How physically demanding is an office job? I get targeted ads all the time talking about boot camp classes for coding and other technology-related jobs. No experience necessary! Some of those I've seen are make your own hours, or come with flex time! And that's just one example.
I have applied for a bevy of data entry and data analysis jobs. My resume and experience are tailor made for either. I have a career specialist at a non-profit who has helped me throughout the process and I am going through two employment agencies as well. Nobody is willing to hire somebody who can only put in part time and who has so many limitations when they can hire a healthy body who will put in overtime week after week. At the end of the day, the only places that allow entry-level part time anymore (given all my medical constraints) are retail and service work and who can adequately support themselves on retail and service work? Unless you have a decade or more of experience in a field, you aren't going to get a job you can support yourself on that works around your schedule.

Those boot camp classes for coding are ponzi schemes, and you should know it. As someone who has met Hadley Wickham, I can tell you first hand that it is all just a rouse to get unsuspecting souls who will never get a job in the industry. And why would I go put myself back through data analysis bootcamps when I have already taken myself to national training programs and am more than proficient at multiple programs such as .R and STATA? You act as if I haven't tried, but I have. I've made the right decisions and I continue to look and apply.

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Originally Posted by zrx299 View Post
Go on Reddit and search for anything. Literally, anything. There are countless people out there who want to help lift others up, whether it's job info, life coaching, advice, reviews, etc, etc, etc.
See above comment.

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Originally Posted by zrx299 View Post
Maybe join a support group with others who have shared the same unfortunate experiences. Go to MeetUps.

The only people who are alone in this world are the people who choose to be alone.
That is not true. I'm sorry, but I'm not trying to meet people at an HIV/AIDS organization where almost all of the events focus on trans rights, socialist political activism, or generally are so obsequiously homosexual that I feel uncomfortable. It's all a bunch of sad sack hack and I'm not about it. Where else am I supposed to meet gay people? Bars/clubs where I never get approached and the guys I approach ignore me? Dating apps where people don't ever match with me? The local coffee shop sitting on a laptop I don't have looking for work I can't find and applying for jobs that won't hire me?

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Originally Posted by zrx299 View Post
And go ahead and get a new grill while you're at it. Get some fake Hollywood teeth. There's zero shame in that. Hell, they'll look better than 90% of the populations' teeth! That alone might give you your confidence back.
That costs upwards of 25k. Exactly how am I going to get the money for that? I can't go take out a loan for it, either, because my step-mother stole my identity and took on thousands in debt to finance her crack habit thereby ruining my credit. I never pressed charges, even though I should have, because my father said he'd pay it all off and send her to rehab and I could not bring myself to ruin my relationship with my younger siblings by sending their mother to jail when there was an alternative way out. Well, he sent her to rehab 3 times but never actually paid off my debt -- while I was in school, unable to pay it down my damned self -- and now the statute of limitations has run out.

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Originally Posted by zrx299 View Post
Then find a good lawyer and take on Gilead. Who knows, you might end up with a hefty payday down the road!

Cheer up, man! Grab the bull of life by the f***ing horns!!
I'm part of that class action.
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Houston: 2.4m (+3.9%) + MSA suburbs: 5.4m (+12%) + CSA exurbs: 200k (+5%)
Dallas: 1.3m (+2%) / FtW: 1.0m (+10%) + suburbs: 6.4m (9%) + exurbs: 566k (+9%)
San Antonio: 1.5m (+6%) + MSA suburbs: 1.2m (+10%) + CSA exurbs: 82k (+3%)
Austin: 994k (+3%) + MSA suburbs: 1.6m (+18%)
Texas (whole): 31.29m (+7%) / Texas (balance): 8.6m (+3%)
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  #451  
Old Posted May 11, 2019, 9:48 PM
wwmiv wwmiv is offline
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I don't generally like people who make excuses either, but there is a difference between explanations and excuses. Oftentimes, what seems like an excuse to someone who has an inability to empathize with the context of another actually turn out to be valid explanations.
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Houston: 2.4m (+3.9%) + MSA suburbs: 5.4m (+12%) + CSA exurbs: 200k (+5%)
Dallas: 1.3m (+2%) / FtW: 1.0m (+10%) + suburbs: 6.4m (9%) + exurbs: 566k (+9%)
San Antonio: 1.5m (+6%) + MSA suburbs: 1.2m (+10%) + CSA exurbs: 82k (+3%)
Austin: 994k (+3%) + MSA suburbs: 1.6m (+18%)
Texas (whole): 31.29m (+7%) / Texas (balance): 8.6m (+3%)
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  #452  
Old Posted May 11, 2019, 10:57 PM
StoOgE StoOgE is offline
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Originally Posted by zrx299 View Post
I recently had a failed business that for a variety of reasons, including my own risk-taking and decision making, has left me with almost $100k of debt to pay off as a 30-something adult. Should I shift that burden to the "village" too? Let others pay for my choices? Or should I dig deep, get back in the workforce with a good paying job and get myself out of the situation I created?
I think a bad business venture and a chronic medical condition are not exactly apples to apples on the old bootstrap pulling. but
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  #453  
Old Posted May 11, 2019, 11:38 PM
zrx299 zrx299 is offline
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I don't generally like people who make excuses either, but there is a difference between explanations and excuses. Oftentimes, what seems like an excuse to someone who has an inability to empathize with the context of another actually turn out to be valid explanations.
Dude... I hate to break it to you, but everything you just listed in your long reply above is an excuse. Like it or not, the world is a competitive place: jobs, income, dating, pretty much anything. What have you done/are doing now to set yourself apart from the next person that also wants that same job/life partner/whatever? It doesn't just fall into your lap. It might for some people, but it sure didn't for me.

I didn't just close up my company one week and the next stroll back into the corporate world. I busted my ass networking in-person/online/old coworkers/conventions/etc, LinkedIn, sent out close to 500 resumes/web apps, phone calls, personal emails. Went on countless interviews. Asked for referrals. This took me over 7 months, which is half the reason my debt load is what it is. But in the end *I made my own luck*.

I won't deny that you've got a s****y hand dealt in front of you right now, but reading your replies you also come across as someone who just can't seem to get out of their own way, seem to be a poor judge of character in who you choose to associate with, and let toxic people in your life walk all over you.

I'm done with the back-and-forth on this thread here, so if there are specific things you'd like help on, send me a PM and I will try and direct you to people or places that can help, or at least offer a different perspective and some ideas to start working towards meaningful solutions.

“We cannot solve our problems with the same level of thinking that created them.” -- Einstein

Best of luck
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  #454  
Old Posted May 12, 2019, 1:47 AM
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the Genral the Genral is offline
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I thought I was the king of off topic-ing. Hey how 'bout them Cowboys?!
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  #455  
Old Posted May 12, 2019, 4:20 AM
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The ATX The ATX is offline
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I thought I was the king of off topic-ing. Hey how 'bout them Cowboys?!
Yeah, this goes well beyond an off topic disagreement about the merits of affordable housing.

I haven't always agreed with your posts, wwmiv. But your posts have always been among the most well thought out and fact based (and long ) posts on SSP on a variety of topics. You have been a long time and valuable contributor on SSP, and I sincerely hope the very best for you.

I have no idea if you are a Daniel Johnston fan, wwmiv. But when I feel depressed the Youtube video of Daniel Johnston singing Life in Vain on ACL makes things a little better.

Video Link
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  #456  
Old Posted May 23, 2019, 3:46 AM
verybadgnome verybadgnome is offline
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The Comal Food Store at 220 Comal St came before the Historic Landmark Commission. The building looks like it is about to fall down, but that didn't stop them from starting the process by a unanimous vote. From what staff, Steve Sadowsky, indicated the owner of the property was against this, and that "talks had broken down."
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  #457  
Old Posted May 23, 2019, 2:28 PM
Sigaven Sigaven is offline
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Originally Posted by verybadgnome View Post
The Comal Food Store at 220 Comal St came before the Historic Landmark Commission. The building looks like it is about to fall down, but that didn't stop them from starting the process by a unanimous vote. From what staff, Steve Sadowsky, indicated the owner of the property was against this, and that "talks had broken down."
Never heard of this place or seen it before but from google street view it looks cute. Reminds me of avenue B grocery in hyde park. It does need some work done though!
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  #458  
Old Posted May 23, 2019, 3:05 PM
atxsnail atxsnail is offline
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But in the end *I made my own luck*.
I hate to continue the off-topic stuff, but I feel the need to address this oft-used conservative trope. This statement implies that an individual's success is the natural and direct result of his/her hard work. It also implies that failure to succeed is rooted in an individual's shortcomings or lack of effort. It implies that success finds those who deserve it, and those who do not succeed probably deserve their lot in life.

Talent, knowledge, skills, and new ideas are all things we have a great deal of control over in life. But success requires those things in combination with luck - to be in the right time and place, born to the right kind of parents in the right kind of neighborhood, or to have the right social connections. Sometimes people who are smart and work hard can still go their whole lives without achieving financial success. It costs us very little personally to allow them some small helping hand.
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  #459  
Old Posted May 23, 2019, 4:46 PM
zrx299 zrx299 is offline
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But success requires those things in combination with luck - to be in the right time and place
Being in the right place at the right time is exactly a product of effort, and how you make your own luck.

It's simple math.

Who is more likely to get what they want in the following scenario:
Person A: Does something 10 times, gets discouraged when things don't immediately go their way and quits with the attitude of "well that's just the way things are."
Person B: Does something 500 times, gets discouraged at first, but uses the data gathered along the way to make adjustments. By the 500th try, they now have 10 different competing options for whatever it is they were trying to do or acquire.

Quote:
Originally Posted by atxsnail View Post
... or to have the right social connections.
Again, another thing we have almost full control over in our adult life.

There are hundreds of thousands of success stories out there of people who have overcome unimaginable odds and challenges. Adjust your frame of reference when you think you have it bad. I can guarantee you, someone out there has had it far worse. And whatever they were facing? They kicked it's ass.

You can then split things into people with 2 different attitudes:
Person A: Tries to poke holes in whatever example is provided "well, they had this or that... I don't have this or that..." or "that's not realistic, they got 'lucky' "
Person B: Uses it for motivation in their own life. "Wow, well if *that person* can do it, then what's my excuse?"


You tell me who's more likely to get what they want out of life.
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  #460  
Old Posted May 23, 2019, 5:04 PM
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kingkirbythe.... kingkirbythe.... is offline
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Originally Posted by atxsnail View Post
I hate to continue the off-topic stuff, but I feel the need to address this oft-used conservative trope. This statement implies that an individual's success is the natural and direct result of his/her hard work. It also implies that failure to succeed is rooted in an individual's shortcomings or lack of effort. It implies that success finds those who deserve it, and those who do not succeed probably deserve their lot in life.

Talent, knowledge, skills, and new ideas are all things we have a great deal of control over in life. But success requires those things in combination with luck - to be in the right time and place, born to the right kind of parents in the right kind of neighborhood, or to have the right social connections. Sometimes people who are smart and work hard can still go their whole lives without achieving financial success. It costs us very little personally to allow them some small helping hand.
You are correct sir.
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