Just to give a personal flavor to this. I'm actually about to lose my home and go into bankruptcy, and am actually facing my only housing option being moving to a homeless shelter. I've been a member of this board for years and many of you have seen my posts over that time. Two years ago I was making a decent $55,000/yr, actually managing a large production facility with about 20 people under me. I was actually brought on board to help get a company ready for sale, so I was also looking at a big closing bonus there as well. As the economy tanked so did the sale. I have two degrees, I'm very sharp, I have a wide variety of business background. I've had national positions with marketing, advertising and consulting firms. I've opened offices for companies all over the world. I've helped close on many million dollar deals. I can't count the resumes, the networking meeting, etc. And before anyone makes any suggestions on trying this or trying that, trust me I've proably already done it. I've had to sell off tens of thousans of dollars in artwork I'd collected over the years for ten cents on the dollar on ebay. I've yard selled and ebayed literally all my possessions where whole rooms in my house are now empty. This spring both my hot water system and heating/AC died so I've done without all summer. I've been living on a $30/week grocery budget. I've gone through all my savings. My family (which is actually quite well off) threw a couple of hundred dollars my way, but then since they're all good republicans said doing anymore would just discourage me from looking for work. I'm about to lose my insurance, and due to a preexisting condition I will be totally uninsurable, working or not. All this for someone again, who isn't one of these guys you keep talking about that make up the homeless. I have two degrees, for christs sakes, I even have a MENSA card. I've on the same day been told I was "runner-up" for a position with both the Federal Government that would have paid $80,000/yr and a cashiers job at Trader Joes that would have paid like $9/hr. I didn't get either one. Across the board in most industries I've worked in jobs that used to pay $50,000/yr now pay $35,000 and they're only looking at people with Doctorates (not because the job requires it, but just to cut down on the job pool). My biggest draw backs seem to be age (50) and my salary/work experience (way over qualified) I now have something like 12 different resumes, one of which completely skips my two degrees. I've gotten dozens of interviews, and in FIVE different situations now, I was told I had the job. FIVE different times when they put it up to the front office for final okay. I was told they no longer had the salary for the job, or that they were going to let it stay open. One company even called me up and told me "Congratulations you have the job!" only to be told that they hoped that in a week or two they would be able to call me back with a start date. It never happened. I had another job just fall through this past week, after six weeks of interviews. Then I have a job that is supposed to get back to me next week "for sure, because they want to move ahead ASAP", there I went from applying for a support job to them wanting me to run the department, but this process has now taken six, going on seven weeks now, and I've interviewed HR, 5 diff Department heads, CEO and COO, all of which said they wanted me on board.
Either I get this job next week and suddenly everything is OK again (though it will take me years to dig out), or if it falls through there's no backup plan. They start cutting utilities off and the Bank says they're talking the house.
I NEVER, NEVER dreamed I would be in this situation. I mean I do everything you're supposed to do, the education networking, all the volunteer work. If I'd every suspected it would come to this I would have done something earlier like move or go to some six-month course for something. However, it's been a slow bleed, with just enough of an interview here or there, some glimmer on the horizon, that I kept feeling this would only last another month or so, then another - now it's going on almost two years.