Codes require basements depending on frost lines hence why Chicago has them and Houston doesn't. I'm sure developers up there would love to skip them if they could. You guys simply have no choice but the soil and flood issues still make them a hassle. Every house I lived in back east had issues with flooding in the cellar and you almost had to have a sump pump and a dehumidifier.
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Who are you people and where is my horse? - G. Carlin
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