Ironically, the NYTimes has a detailed
piece today on Homeowners Insurance rates by county across the United States and what is leading to increases in rates.
Also ironically, as much as costs have gone up along coastal regions in recent years, this summary would lead you to believe they're still not paying enough.
I happen to agree with them.
This is the summary for Harris County TX.
In
Harris County (Texas)
,
homeowners paid an average of $2,164 last year for insurance, 4 percent less than other counties with the same level of very high risk. Home values are slightly lower than the national average, which may mean lower insurance prices.
Insurance costs are 0.8 percent of typical home values, lower than average.