Posted Aug 1, 2022, 6:22 PM
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Registered User
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Join Date: Oct 2004
Location: Los Angeles
Posts: 7,894
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In general, it makes sense to refi if you can reduce your rate by more than half a percent. Locking in sub 3% rates is a no brainer as i doubt we will ever get to that point again in the next 10 years
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