Quote:
Originally Posted by someone123
Lately this is a matter of debate with some people arguing they're completely functional but don't have enough income to rent any apartment in the city (maybe partly due to not being able to live with roommates, or getting into some bad feedback loop where they lose their job and apartment and are stuck). I'm not sure where the truth is.
|
Unfortunately, all we really have to go on are anecdotes. By its nature, data on homelessness as a macro phenomenon is masked by thousands of micro decisions largely guided by the fact that, for people who are mentally sound, not having a home is one of the most undignified shames you can have in life. To avoid true homelessness, people will move in with their families, move in with an abusive boyfriend, couchsurf at a friend's house...it's hard to know what the true scale of housing precarity really is because a lot of it won't show up in the stats.
Quote:
I think the elephant in the room is that a lot of people (1-3 quintiles of the population) have a low standard of living in North America and it's moving in the wrong direction. Housing costs are going up but real incomes are not. We can debate about addictions and mental health but that income problem is a big one by itself regardless of the other ones. And I am not sure North American elites really "get it".
|
I think this is true, and I think it's true in both traditionally expensive cities and cities where homes cost $50,000. We all know the problem in the Vancouvers, Torontos and San Franciscos. But inner city Detroit and St. Louis have housing issues too, particularly among the bottom quintile, where there is housing, but it is in very poor condition with almost no incentives for landlords to make upgrades, or for new landlords to bother getting into the market.
On this forum, we tend to think of housing as a problem of land costs and regulation - both in terms of what can be built and the costs slapped by municipalities on those who actually get around to building things. But even if we take those things out of the equation, just building a structure doesn't make it affordable to many people. Let's say it costs $200/ft2 to just build a home in labour and materials. So a 1,000ft2 simple bungalow, similar to those simple bungalows that were cranked out by the millions after the War would cost $200,000 independent of the costs of land and servicing. When I was a kid, when incomes were probably 60% of what they are now, $200,000 was considered to be the price of a typical home in suburban Toronto.
As much as we have to deal with regulation and NIMBYism, we also have to deal with how we build homes. Why is it that every other consumer good has become cheaper and more durable, but we still build homes by hand in a year-long labour intensive process like we have for hundreds of years?