I'd say these are all constructive. It's not an investment if you're almost guaranteed to lose money. Right now the market is edging of a speculative cliff driven by cheap credit. That cheap money is going away and this bubble is going to pop.
Connect2source, you're a real estate agent, right? What other investing experience do you have? I don't see how anybody can expect presale condos to appreciate more than an actual investment in stocks, preferreds, or indices right now.
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