Quote:
Originally Posted by jsbertram
There are some houses in Silver Springs where you can see the home-owner (or more likely the insurance company) only replaced the damaged side of the house with new siding that didn't match the rest of the house.
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It's usually a combination of both. If a homeowner is stuck with the full bill, they almost invariably will only replace the damaged portions. But when the insurance companies try this, people scream bloody murder.
It really depends on your insurance company and (if they're tightwads) how willing you are as a homeowner to shoulder some of the burden.
Same goes for roofing, flooring, or damn near anything else.